Other Loans
Other loans are available to help students who are military personnel, have a high debt load, or may need additional loan sources to meet their financial obligations.
Loan Cancellation/Repayment Programs for Military
The U.S. Army offers a repayment program for eligible soldiers serving in certain military specialties. The Army repays $1,500 or one-third (1/3), whichever is greater, of an eligible soldier's Federal Loan for each year of active service completed in the occupational specialty.
Consolidation Loans
One or more federal education loans may be combined or consolidated into a new loan. Students often consolidate loans to extend repayment when debt is high or when multiple loans with different interest rates are held. While consolidation can extend repayment for up to 30 years, consolidated loans often carry higher interest rates, and extending repayment terms increases the amount of interest paid. These loans are offered by commercial lenders, contact your lender for more information about loan consolidation.
Commercial Loans
Commercial banks offer a variety of loan options for college students. Take time to research several sources and compare rates and terms; the interest rates and associated costs of commercial loans may be higher than other types of student loans.
Don't Forget to File a FAFSA for Each Year
Students must apply each year to obtain financial aid or to continue receiving aid by submitting a FAFSA. FAFSA deadline for priority consideration is March 2.
Helpful Links
Contact the Office of Financial Aid:
The Student Information Lobby (SIL) is located on the first floor of Warren Hall on the Hayward Campus. The SIL is open Monday 8:30 a.m. - 6:30 p.m., Tuesday - Thursday 8:30 a.m. - 5:30 p.m., and Friday 10:30 a.m. - 5 p.m. Financial aid staff is available to assist you Tuesday - Thursday 10:00 a.m. - 2:00 p.m.
Call (510) 885-2784; or FAX (510) 885-2161. Telephone assistance is available 10:00 a.m. - 3:00 p.m.
finaid@csueastbay.edu
The Academic Service Center, Concord Campus is Open Monday - Thursday 11:30 a.m. - 6:30 p.m. for Admission, Financial Aid, and Registrar general questions.
Financial aid counselor appointments are available the second Tuesday of each month from 3:00 p.m. - 6:00 p.m.
Call (925) 602-6700
Contact Student Financial Services:
Student Information Lobby, first floor of Warren Hall on the Hayward Campus
Open Monday 8:30 a.m. – 6:00 p.m., Tuesday - Thursday 8:30 a.m. - 5:00 p.m., Friday 9:00 – 4:30 pm.
Call (510) 885-3767
studentfinance@csueastbay.edu
Offices Closed on Holidays and Furlough Days
The above listed hours of operation are subject to change, and not applicable when the University is closed for regularly scheduled holidays and furlough days.
