PLUS Loans
PLUS Loans are available for eligible parents of students on financial aid, and also to eligible graduate degree and professional degree students.
Federal PLUS (Parent) Loans
Parents with a favorable credit history may borrow up to the total Cost of Attendance, minus any other aid received by the student. Interest accrues upon disbursement and repayment begins 60 days after the loan is fully disbursed. The current variable interest rate is fixed at 8.5%. If your parent is unable to borrow a PLUS loan due to adverse credit, you may submit a denial letter from a lender and be considered for Additional Unsubsidized Stafford Loan funds.
PLUS Loans for Graduate and Professional Degree Students (Grad PLUS)
Graduate and professional degree students are eligible to borrow under the PLUS Loan Program up to their cost of attendance minus other estimated financial assistance. Repayment of the loan begins on the date of the last disbursement of the loan, and the loan accrues interest at a fixed interest rate of 8.5. Applicants are required to complete the FAFSA and must have applied for their annual loan maximum eligibility under the Federal Subsidized and Unsubsidized Stafford Loan Program before applying for a Graduate/Professional PLUS loan.
Don't Forget to File a FAFSA for Each Year
Students must apply each year to obtain financial aid or to continue receiving aid by submitting a FAFSA. FAFSA deadline for priority consideration is March 2.
Helpful Links
Contact the Office of Financial Aid:
The Student Information Lobby (SIL) is located on the first floor of Warren Hall on the Hayward Campus. The SIL is open Monday 8:30 a.m. - 6:30 p.m., Tuesday - Thursday 8:30 a.m. - 5:30 p.m., and Friday 10:30 a.m. - 5 p.m. Financial aid staff is available to assist you Tuesday - Thursday 10:00 a.m. - 2:00 p.m.
Call (510) 885-2784; or FAX (510) 885-2161. Telephone assistance is available 10:00 a.m. - 3:00 p.m.
finaid@csueastbay.edu
The Academic Service Center, Concord Campus is Open Monday - Thursday 11:30 a.m. - 6:30 p.m. for Admission, Financial Aid, and Registrar general questions.
Financial aid counselor appointments are available the second Tuesday of each month from 3:00 p.m. - 6:00 p.m.
Call (925) 602-6700
Contact Student Financial Services:
Student Information Lobby, first floor of Warren Hall on the Hayward Campus
Open Monday - Thursday 8:30 a.m. - 5:00 p.m., Friday 9:00 – 4:30 pm.
Call (510) 885-3767
studentfinance@csueastbay.edu
Offices Closed on Holidays and Furlough Days
The above listed hours of operation are subject to change, and not applicable when the University is closed for regularly scheduled holidays and furlough days.
